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But the long standing relationship between real estate brokerages and home warranty providers—with regard to how compensation can be offered to practitioners—was called into question in 2008 in an informal letter from the U. S. Department of Housing and Urban Development. The letter suggested that brokers and agents could be violating the Real Estate Settlement Procedures Act if they accepted a fee for selling home warranties. That’s because referral fees for “settlement services” are banned under the federal law, and confusion has reigned ever since over the acceptable conditions for receiving compensation. Even a clarification letter from HUD two years later, which said warranty sales were permissible as long as sales efforts constituted more than simply referrals and fees were reasonable, did not stem the confusion, since the follow up guidance continued to suggest that warranties were a “settlement service.

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01.14.2007 | 34 Comments

I was going to rely on a home warranty to help with this, but after reading a bunch of articles online, I found this one on Angie's list, which saved the day AGAIN. Discovering that home warranties don't cover replacement costs may change whether I actually buy this house. Thank you, Angie's List, for your research and listings!We were recently contacted by one, they wanted to know if we would be interested in doing some of their work in our area, we took a look at their contractor agreement, let me tell you this, what they wanted for us would have done two things if we had accepted their proposed rates / their work. 1 It would have created a situation where even our top technicians would have had no time to properly diagnose problems, and the customer would have received patch repairs just to keep it going versus a solid repair to at the very least help prevent future failures due to conditions that we were supposed to overlook as per the warranty company. 2 We would actually lose some of our regular business customers as a result of the bad reputation we would have gotten from doing work as per the requirements of the warranty company, we would have actually in most cases been subsidizing the cost of the job, as they wanted to lock us into a pricing model from the 1960's. I know I have been in this trade / business for almost forty years, had relatives in the business as I was growing up, so I know.

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01.14.2007 | 16 Comments

He finally transferred me to Robert who was helpful and got through to their contractor and promised me a call back. After seeing the reviews I'm pretty nervous anything will get fixed but willing to give it a try. You need more Robert's on your phone line and ditch the rude CSR not worth the negative feedback. The home warranty fills in valuable coverage where your homeowners insurance doesn't apply. To secure the best protection for your home and your budget, you need both homeowners insurance and a home warranty. A home warranty covers costly home repairs and replacements due to normal everyday use. It's not your homeowner's insurance policy; a home warranty is a separate contract covering repairs and replacements on systems in your home. Home warranties cover many, but not all, of your home's appliances and systems. Contract costs and coverage can vary widely, so always compare before purchasing. Boiler Heat $26 / Month, $312 / Year Cooktop $4 / Month, $48 / Year Deep Freeze $6 / Month, $72 / Year Dishwasher $6 / Month, $72 / Year Dryer $4 / Month, $48 / Year Furnace $18 / Month, $216 / Year Furnace/AC $28 / Month, $336 / Year High End Appliance $28 / Month, $336 / Year Ice Machine $6 / Month, $72 / Year Microwave $4 / Month, $48 / Year Oven $4 / Month, $48 / Year Pool Heater $12 / Month, $144 / Year Pool Pump $12 / Month, $144 / Year Refrigerator $6 / Month, $72 / Year Septic Pump $8 / Month, $96 / Year Septic Tank/Lateral Lines $20 / Month, $240 / Year Trash Compactor $4 / Month, $48 / Year Washer $6 / Month, $72 / Year Water Heater $4 / Month, $48 / Year Well Pump and Tank $8 / Month, $96 / Year Wine Cooler $6 / Month, $72 / YearHome warranties, also known as service contracts, allow homeowners to pay an annual fee for repair and replacement service of covered appliances and systems. These contracts protect homeowners from the high cost of unexpected appliance breakdowns and system failures.